The
Loans Specialist is primarily responsible for
the effective and efficient delivery of customer experience,acceptance of loan application; and the conduct of "Know Your Customer" and loans underwriting. Ensuring that all loan applications recommended passes the requirement of a quality loan portfolio. The employee also performs marketing functions in assistance to the Team Leader for Sales and Team Assistant for Sales through doorstep banking. Performs fieldwork marketing for collection and promotion.
Job Duties and Responsibilities:
- Do site/ area visits (Field work)
- Perform Sales and Marketing on bank's products.
- Do client engagement, perform product orientation, and other marketing strategies of the bank.
- Facilitate Loan Application to Clients
- Verify and check the validity and authenticity of loan application document attachments
- Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary
- Perform credit background
- Ensures efficient loan document preparation and loan processing
- Facilitate approval of loan application
- Monitor loan application status
- Make sure to do accurate, complete and timely loan report preparation and submission.
- Make sure to accurately monitor loans to achieve low to zero past due rate.
- Ensure all releases are billed and duly deducted on the identified effectivity date
- Assist in collection activities