Credit Investigator
The Credit Investigator conducts thorough background checks on clients' profiles using personal and financial data, which includes credit history, bank verification, and house inspections. The role also requires preparing accurate and reliable Credit Approval Memorandum (CAM).
Key Responsibilities:
• Review loan applications and requirements of loan applicants.
• Validate information through interviews with loan applicants.
• Verify personal and financial data, as well as credit history, through trade checking, bank verification, employment verification, inspecting collateral units, and credit investigations.
• Examine the payment history of applicants' previous or existing loans with other financial institutions.
• Prepare accurate and reliable Credit Approval Memorandum (CAM).
• Submit the CAM on time to the Immediate Superior and Credit Committee for approval.
• Perform other work-related functions as assigned.