CREDIT/COLLECTION SPECIALIST

Salary not specified

CITY OF MANILA, NCR, FIRST DISTRICT
2ND YEAR COLLEGE LEVEL
Permanent

Job Description

Customer Engagement: Initiate outbound calls to customers who have outstanding debts, establishing rapport and maintaining a professional and empathetic demeanor throughout the conversation.

Negotiation: Negotiate repayment terms, settlements, or alternative arrangements with customers to resolve delinquent accounts while adhering to company policies and guidelines.

Documentation: Maintain accurate and thorough records of all customer interactions, payment agreements, and any relevant information in our systems.

Compliance: Ensure all collection activities comply with relevant laws, regulations, and industry best practices, including the Fair Debt Collection Practices Act (FDCPA).

Customer Education: Educate customers about their outstanding balances, payment options, and financial responsibilities in a clear and respectful manner.

Problem Solving: Analyze each customer's financial situation and recommend suitable solutions that align with their ability to pay and the company's goals.

Reporting: Generate and submit regular reports on collection activities, account statuses, and trends to management.

Adaptability: Stay up-to-date with industry trends and adapt to new collection techniques and strategies to maximize recovery rates.

Qualifications/Requirements

Previous Collections Experience: Minimum of 1 year of experience in collections or a related role, preferably in a financial services environment.

Excellent Communication: Strong verbal and written communication skills, with the ability to engage and negotiate effectively over the phone.

Empathy: Demonstrated ability to empathize with customers' financial situations while maintaining professionalism.

Problem Solving: Effective problem-solving skills and the ability to think critically to find solutions.

Compliance Knowledge: Familiarity with debt collection regulations and compliance standards, including FDCPA.

Computer Proficiency: Comfortable using collection software, CRM systems, and Microsoft Office Suite.

Ethical Conduct: Maintain a high level of integrity and ethical conduct in all collection activities.

Work location

CITY OF MANILA, NCR, FIRST DISTRICT

Remarks

No additional remarks

About the company

First Digital Finance Corporation (FDFC) is a fin-tech company building disruptive and innovative products in retail credit for Southeast Asia. The company operates BillEase, the top-rated, buy now pay later (BNPL) platform for merchants and their customers in the...

Industry

FINANCIAL INTERMEDIATION

Employment size

200 and over (Large)

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