Position title:
Credit and Portfolio Senior Manager
Job Description:
• Together with the Head of Credit & Portfolio Management, collaborates with internal partners to build a robust portfolio management framework and credit & fraud risk management infrastructure for the Digital Bank
• Defines the credit & portfolio management strategy, primarily focused on Consumer products / Merchant lending / SME lending portfolios.
• Establishes credit risk appetite and thresholds for the product portfolios.
• Develops a comprehensive process and build credit portfolio monitoring and control systems for assessing, identifying and reducing credit risk while optimizing portfolio returns
• Together with team reports, conducts real time industry research to identify and analyze emerging trends
• Reviews and approves relevant policies related to various regulations and emerging trends.