BANK TELLER

Responsible for the accurate, courteous, efficient and timely processing of clients’ over-the-counter transactions thus to provide a quality service in order to maintain a strong relationship with clients.

Key Responsibilities:

• Acceptance of cash/check deposits (Peso and Foreign Currencies)
• Cash Deposit
• Determines genuineness of notes and coins
• Conducts cash count both piece and machine count
• Checks the completeness of deposit slip as to account name, account number, date including cash breakdown
• Requires passbook from client and check against deposit slip as to account name and number
• Posts/validates cash deposit slip and checks the validation
• Stamps “received” and affix initials
• Returns passbook and deposit stub to client
• Reviews technicalities of checks received
• Checks the completeness of deposit slip as to account name, account number, date including breakdown of check details
• Determines type of check for clearing (e.g. local/regional/BP/OTC)
• Requires passbook from client and check against deposit slip as to account name and number
• Posts/validates cash deposit slip and checks the validation
• Stamps “received” and affix initials
• Returns passbook and deposit stub to client
• Stamps at the dorsal side of the checks the non-negotiable and bank endorsement stamp
• Sees to it that the complete account number of the depositor is written at the back/ for IB Check Deposit, Stamp & Write the BRSTN of the Maintaining Branch at the back portion.
• Refers the check deposit if subject for BP or acceptance of second endorsed to BSH or BM for his endorsement to BBG Head for approval.
• Upon cut off clearing time, makes a run-up of check using adding machine tape with item count
• Generates and print the Teller's Total to perform balancing of total checks received
• Checks received after clearing cut-off shall be treated as late deposit for value dating following banking date
• Records late deposit or Items held for safekeeping on logbook and prepare set-up and reversal tickets
• Disbursement of Funds (both Pesos and Foreign Currencies)
• Encashment
• Checks the technicalities of the check being encashed
• Asks client’s Valid ID(s)
• Identifies the encashing person or payee and have his endorsement by signing at the back of the check
• Affixes check with the stamp verified-posted-approved (VPA)
• Let the signature of drawer be verified by ST or BSH
• Posts the encashment
• Have the encashment approved by the BSH or BMStamps the back of the check with cash breakdown and payment received
• Request client to sign on the receive by portion
• Disburse the cash indicating the total of each breakdown on the stamp
• Withdrawals
• Requires passbook to be presented
• Checks the correctness of withdrawal slips
• Sees to it that account name and account number in the withdrawal slip are one and the same in the passbook and Mega teller terminal
• Submits withdrawal slip to branch officer for signature and approval
• Post transaction or validate withdrawal slip
• Request client to sign on the receive by portion
• Disburse cash indicating cash breakdown on slip
• Acceptance of Interbranch Cash and Check Deposits
• Follows procedures in Cash and Check deposit except if transaction is subject for Bills Purchase, where the check deposit slip must be faxed to maintaining branch.
• Handles and Processes Interbranch Withdrawal and Encashment
• Follows procedures in withdrawal or encashment but see to it that the transaction must be referred first to maintaining branch for verification and approval
• Other duties and responsibilities:
• US Dollar notes/check deposit/withdrawal/purchase/sale
• Delivers accumulated cash to BSH / vault
• Sorts and bundles cash per denomination
• Requisitions needed cash from BSH / vault or Co-Teller
• Balances cash on hand (mid-day / end of day)
• Validates cash deposit slip/OR/CTS/payment order/MC application/passbook/ TT/ DD & Dollar Purchase/ Sold
• After clearing cut – off process check deposits as follows
• Posts transactions that use Debit/Credit Memo and media
• Passbook Updating
• Posting of SPO/ Hold-Out/ Garnishment in CASA system
• Acts as alternate holder to the Branch Manager on cash dial combination
• Transfer of PICOS to Head Teller or BSH
• Prepares Cash Sheet/Proof
• Files transactions relative to teller's functions
• Validates opening of accounts unlocated
• Informs supervisor of any cash discrepancy
• Prepares incident report and Overages/ Shortage reports
• Assumes other functions that may be assigned by immediate supervisor from time to time