Michel J. Lhuillier Financial Services (Pawnshops), Inc., also known as M Lhuillier or MLhuillier, is a Philippine non-banking financial services company. The company is headquartered in Cebu City, Philippines with the M Lhuillier Group of companies as the parent company.
The company's services include pawn-broking, money remittance, bills payment, jewelry, money exchange, insurance, logistics,corporate payout, and electronic reloading.