Home Credit Philippines
Home Credit Philippines is a consumer finance provider that promotes the principles of financial
inclusion and safe lending, providing world-class financing services to qualified customers, often
first-time borrowers. Company’s core business is non-cash, no-collateral instore financing of
purchases for customers, seeking to buy appliances and mobile devices (computers, tablets,
laptops and mobile phones) through monthly installments without a credit card. Home Credit
Philippines operates in Metro Manila and in 50 Philippine provinces, with a blueprint to expand its
business to other Philippines developed cities. Home Credit Philippines is headquartered in
Bonifacio Global City, Metro Manila, total employee strength is over 10,100 and keeps growing,
with over 2,900,000 customers and counting served. Home Credit Philippines is part of Home
Credit B.V. (HCBV), an international consumer finance provider. More information on Home Credit
Philippines is available at www.homecredit.ph.
'Home Credit B.V. (‘HCBV’ or 'the Group') is an international consumer finance provider with
operations in 10 countries where there is high potential to grow. Founded in 1997, we focus on
responsible lending primarily to people with little or no credit history. Our services are simple,
easy and fast. We operate in highly attractive markets with significant barriers to entry. We are a
leading provider of consumer finance in selected countries. It is our experience and knowledge
across the different markets, which sustainably puts us ahead of our competitors. We drive and
broaden financial inclusion for the unbanked population by providing a positive and safe
borrowing experience – the first for many of our customers. We promote higher living standards
and meet borrowers’ financial needs. Our 120.2 thousand employees have so far served over 70
million customers through the vast distribution network comprising 270,537 points of sale, loan
offices, branches and post offices. HCBV’s total consolidated assets reached EUR 19.5 billion as
at November 2017. More information on HCBV is available at www.homecredit.net.
The majority shareholder (88.62% stake) of Home Credit B.V. is PPF Financial Holdings B.V., a
100% subsidiary of PPF Group N.V. (“PPF”). PPF invests into multiple market segments such as
banking and financial services, telecommunications, insurance, real estate, metal mining,
agriculture, retail and biotechnology. PPF's reach spans from Europe to Russia, the USA and
across Asia. PPF owns assets of EUR 24.2 billion (as at 30 June 2016). More information on PPF is
available at www.ppf.eu.
A minority stake (11.38%) of Home Credit B.V. is held by EMMA OMEGA LTD, an investment
holding company ultimately owned by Mr. Jirí Smejc. More information on Emma Capital is
available at www.emmacapital.cz
It all started in October
We started our operations in the Philippines in October, 2013. Home Credit Philippines is the part of Home Credit Group, a global consumer finance expert, with a leading presence across 13 countries in Central and Eastern Europe, Asia and North America
In financing we trust
Home Credit promotes the principles of financial inclusion and safe lending, providing world-class financing services to customers, often first-time borrowers. We provide higher living standards and meet borrowers’ financial needs
Making dreams come true
Our core business in non-cash, no-collateral in-store financing of purchase to qualified mass-market customers, seeking to purchase appliances and mobile devices (computers, tablets, laptops and mobile phones) through monthly installments