• Evaluates borrower’s financial condition by performing financial analyses/financial spreading of assigned accounts’ historical audited financial statements.
• Validates and recasts in-house financial statements of Top Tier accounts based on internal validation guidelines.
• Reviews future financial forecasts for borrowers, adjusts them based on different scenarios, and sets rules to help ensure loan repayments are met
• Assists Relationship Managers in preparing Credit Reports (CTSRs) and highlights credit risks to facilitate approvals of Annual Reviews of existing accounts and on-boarding of new accounts.
• Assists the Relationship Managers in preparation and timely submission of various credit reports such as Account Planning Reports, Interim/Loan Review Reports, Notification Form among others.